This feature is available for all merchants with a Pro, Growth, or Enterprise plan. Your Router allows you to create Global Rules, through this feature it is possible to set up several rules for credit card processing. This is an overview of the available Rules (you can read the full description at the bottom of this article):

  1. Block cards according to brand, country, or bin

  2. Process card payments with specific PSPs, according to card bin and brand

  3. Exclude PSPs from your routes after they have processed a set amount (your can set either a daily or monthly limit)

  4. Process amounts over a set value with a specific PSP

Add rules to your payment flows:

  1. Login to your Bridger Admin

  2. On the left-hand side click on the 3 lines and then click on Router

  3. Click on Global Rules in the top-right corner

  4. In the window that opens up, click on the (+) button next to Add a Credit Card Rule

  5. On the new window choose the Rule Type and Condition Type

  6. Fill in the mandatory fields

  7. Once done, click on Add on the top right corner

We have implemented the Global rules in our system to prevent the recurrent declines that show when analyzing your payment data. BridgerPay Rules allow you to set all the conditions outlined below in endless combinations, both for specific countries and globally.

We have created 4 different categories:

  • Blocking a payment provider from processing a specific type of payment. For example, if you notice a lot of declines from a specific range of card bins, you can avoid processing them with the PSP that rejects them or abort payments from those bins altogether. Payment blocking can be done by:

  • Sending card brands to specific payment providers. You may notice that some card brands perform a lot better with a specific acquirer, so you can set it as the default processor for those cards

  • Excluding a payment provider after a processing volume threshold is met. A lot of payment gateways have processing volume limits, in order to avoid unwanted declines you can stop using that processor when a certain volume is reached

  • Processing payments above a certain amount with dedicated providers. Large transactions can look suspicious in the eyes of some payment providers, while others accept them with no issues, why not routing high-ticket items to the best-performing PSPs?

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